Perhaps one of the most surprising things to someone just starting to look into adopting is how expensive the process can be: private adoptions sometimes end up costing upwards of $40,000. The usual ways of saving and raising money (reduce unnecessary expenses, get a second job, move to more affordable housing, etc.) can of course be used to help cover the expense of adopting, but here are a few tips unique to adopting that you should consider:
One thing to note is that some upfront costs are worth it. For example, while it is possible for you to navigate the adoption process without an agency or service, it’s best to think twice before doing so. There are sadly some people who will take advantage of couples looking to adopt. Going through an experienced, reputable service gives you an added level of security from scammers, which can save you a lot of money in the long run.